The simplest way to get approved for an FHA Loan with Homepad Lending





We take this stuff seriously and that’s why we can confidently say, no one can beat our service or expertise. 


By filling out our prequalification, your information will be reviewed by an automated underwriting system. AUS is the system used by FHA to approve your mortgage loan. We review your application for any local or state programs that might help you reduce your down payment or closing costs. The more money you save, the more likely you are to tell a friend about us. 

Today's Rates

Competitive rates in the low 3’s. 

Buying a Home

Typical loan closes in approximately 20 days. Streamline eligibility for refinances.  

Diverse Loan Options

We work with many state and local government grant and down payment assistance programs. 

Credit Options

Less than perfect credit? That’s okay. We’ve got options for buyers with all different credit backgrounds. 

Unmatched Service

We’ve got the knowledge and expertise required to ensure a smooth transaction. More importantly, we know what this means to you. We know that our work affects your life and we don’t take that for granted. That’s why we’re here. To change lives. 

Why Choose Us

  • Lower fees with competitive rates (no application fee)
  • Shop 20 of the best lenders for your down payment, credit, and situation  with one point of contact. 
  • Local lender with an office located in Phoenix, Arizona
  • Use referral partners for the added discount available
  • We take to hassle out of a mortgage
  • Never provide your info to any 3rd parties
  • Hotline for all your questions: (480) 447-0000

Get Started 100% Digitally

 We didn’t want to overcomplicate things for you. You can get started by completing a short online pre-qualification form.  We’ll begin processing your application right away and reach out to you within 24 hours to discuss all of your loan options. If you have any questions (or even just want to talk about your day) 





Customer Satisfaction

Minutes to Apply

Happy Customers

Quick PreQual 

Contact your loan officer for more information.

Stu Harris Loan officer | Direct Line 480-447-0000 | LO NMLS: 381429 | AZ 0936968 

*The Product/Program information contained here is educational only and not a commitment to Lend all Loans have to be reviewed By a licensed underwriter, Rates and available loan programs are subject to change without notice.  Eligible Products – Purchase in Arizona Other conditions and restrictions may apply.

Home Pad Lending LLC is a licensed Mortgage Broker in the state of Arizona. NMLS 1857677 AZ MB-1001528. This is not a commitment to lend. All loans subject to credit approval. Guidelines subject to change without prior notice. This information is provided to assist business professionals only and is not an advertisement extended to the consumer as defined by Section 226.2 Regulation Z.-EOE. Equal Housing Lender.

3233 E Chandler Blvd Suite 9 Phoenix AZ 85048